Price Band
₹57 - ₹60
Lot Size
2000
Issue Size
₹25.66 Cr
GMP
N/A
Subscription
106.09x
Analyzing...
IPO Schedule
1
Open
21 May 2025
2
Close
23 May 2025
3
Allotment
-
4
Listing
28 May 2025
About Dar Credit & Capital
Dar Credit & Capital Limited is an SME focused on providing financial services, primarily offering loans and advances. The company operates in a niche market, catering to specific financial needs of small and medium-sized enterprises.
Key Strengths
- Established presence in the SME lending sector.
- Experienced management team with understanding of the target market.
- Focused approach on specific lending needs.
- Potential for growth in underserved SME market.
- Reasonable P/E ratio of 15.12 compared to industry peers
Risk Factors
- •Relatively small issue size, potentially leading to volatility.
- •Competition from larger and more established financial institutions.
- •Risk of loan defaults in the SME sector.
- •Low ROE of 6.17% may not attract long-term investors looking for high returns.
- •SME segment IPOs are subject to market risks
Valuation Analysis
The IPO appears reasonably priced based on its P/E ratio of 15.12, but investors should carefully consider the company's ROE and the inherent risks associated with SME lending before investing.
IPO Details
ExchangeNSE
SegmentSME
ISININE04Q901010
NSE SymbolDCCL
Face Value₹10
Lot Size2000
Issue Size₹25.66 Cr
Key Metrics
ROE6.17%
ROCE9.22%
P/E Ratio15.12
Industry P/E20
EPS3.97
PAT Margin12.38%
Debt/Equity2.51
Growth & Quality
ProfitableYes ✓
Subscription
Total5.89x
Imbalance Ratio25.0x
Documents
RHP not available
Key Dates
Open Date21 May 2025
Close Date23 May 2025
Listing28 May 2025